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Owning a home can sometimes seem like it’s tripling the number of pros and cons that a person needs to weigh. If you’re not tired of weighing pros and cons as a prospective home buyer, we’ve got one more topic that you may not have thought about that has pros and cons – Homeowners’ Associations, or HOAs.

In good circumstances, an HOA can be a really helpful arrangement for a homeowner. Many HOA mission statements tout improved communication, enhanced safety, and even cost savings for homeowners. In less than desirable circumstances, an HOA in some states can actually force a foreclosure on a home if the owner does not pay HOA fees promptly.

The point is this – if you’re looking into buying a home, be sure to check out the HOA and its rules and bylaws before making any commitments to make sure you agree with their operation and its effects on your life.

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